Banks & lenders
Banks writing Jersey residential mortgages directly. Skipton International publishes its own dated Jersey rate sheet — see Jersey mortgage rates for the current figures.
HSBC Bank plc – Jersey Branch
Confirmed Jersey residential mortgages via locally based mortgage arrangers, up to 95% LTV with 2-year and 5-year fixed options.
Barclays Bank plc – Jersey Branch
Range of mortgages for buying property in Jersey via its Channel Islands & Isle of Man personal banking arm.
Lloyds Bank International
Confirmed Jersey residential lending including a 5% Deposit First Home Mortgage (up to £500,000) and buy-to-let; applicant must be Jersey/Guernsey/Alderney/IoM resident.
NatWest International
Confirmed Jersey home-purchase mortgages plus Family-Backed (JBSP) and buy-to-let products; applicant and property must both be in Jersey/Guernsey/IoM/Gibraltar.
Santander International
Confirmed Jersey mortgages with 2, 5 or 10-year fixed terms and deposits as low as 5% (95% LTV).
Skipton International
Dedicated Jersey Mortgage Centre in St Helier; 5-year fixed residential mortgages 75-90% LTV and buy-to-let from 75% LTV.
Butterfield Bank Jersey
Residential mortgage range: 2-10 year fixed, buy-to-let and lifestyle/interest-only options.
Nedbank Private Wealth
Jersey residential/investment property mortgages; high-net-worth specialism, typical LTV ~65% for personal borrowers, case-by-case underwriting.
Investec Bank (Channel Islands) Limited
Reported as the top private-bank lender in the Channel Islands property market two years running; structured/portfolio property lending, mainly via intermediaries.